Privacy Policy for Personal Finance Manager

 


Effective Date: July 16, 2026

Welcome to Personal Finance Manager ("the App"). This Privacy Policy explains how the App collects, uses, stores, and protects your information.

By using this App, you agree to the practices described in this Privacy Policy.

1. Information We Collect

The App may collect the following information:

Information You Enter

  • Income records
  • Expense records
  • Budget information
  • Savings goals
  • Categories
  • Notes
  • Financial reports created by you

This information is stored locally on your device unless you choose to back it up or export it.

Device Information

The App may automatically collect:

  • Device model
  • Android version
  • Language
  • Country
  • App version
  • Crash logs (if enabled)

Advertising Information

The App uses Google AdMob to display advertisements.

Google AdMob may collect information such as:

  • Advertising ID
  • Device identifiers
  • IP address
  • Approximate location
  • App interactions
  • Diagnostic information

This information is processed by Google in accordance with Google's privacy policies.

2. How We Use Your Information

The information is used to:

  • Display and manage your financial records
  • Improve application performance
  • Maintain security
  • Fix bugs
  • Display advertisements
  • Measure app performance

We do not sell your personal financial information.

3. Data Storage

Your financial records are primarily stored on your device.

If you export or back up data, the exported files are stored only in the location you choose.

4. Data Sharing

We do not sell or rent your personal information.

Information may be shared only with trusted service providers necessary to operate the App, including:

  • Google AdMob
  • Google Play Services
  • Google Firebase (if integrated)

These providers process data according to their own privacy policies.

5. Personalized Advertising

Advertisements are provided by Google AdMob.

Depending on your region and your consent choices, Google may display:

  • Personalized advertisements
  • Non-personalized advertisements

Users located in the European Economic Area (EEA), the United Kingdom, or Switzerland will be presented with a consent form where required.

6. Permissions

Depending on enabled features, the App may request permissions such as:

  • Storage (for backup/export/import)
  • Notifications (for reminders)
  • Internet (for advertisements and updates)

The App requests only permissions necessary for its functionality.

7. Children's Privacy

The App is not specifically directed to children under the age of 13.

The App does not knowingly collect personal information from children.

If you believe a child has provided personal information, please contact us so we can take appropriate action.

8. Security

We use reasonable administrative and technical measures to help protect your information.

However, no method of electronic storage or internet transmission is completely secure.

9. Your Rights

Depending on your country or region, you may have rights to:

  • Access your data
  • Delete your data
  • Correct your data
  • Withdraw consent for advertising
  • Request information about data processing

You can also manage advertising preferences through your device settings where applicable.

10. Third-Party Services

The App may use the following third-party services:

  • Google AdMob
  • Google Play Services
  • Google User Messaging Platform (UMP) (if enabled)
  • Google Firebase (if enabled)

Please review their respective privacy policies for additional information.

11. Data Retention

Your locally stored financial information remains on your device until you delete it or uninstall the App.

Advertising and analytics data are retained by the respective service providers according to their own policies.

12. International Users

The App may be used worldwide.

Your information may be processed in countries other than your own in accordance with applicable data protection laws.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any updates will be published on this page with a revised effective date.

14. Contact Us

If you have any questions about this Privacy Policy, please contact:

Developer: [Your Name or Company]
Email: [your-email@example.com]

15. Compliance

This Privacy Policy is intended to support compliance with applicable requirements, including:

  • Google Play User Data Policy
  • Google Play Families Policy (where applicable)
  • GDPR (European Union)
  • UK GDPR
  • CCPA/CPRA (California, where applicable)
  • Google AdMob Publisher Policies

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